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Most asked questions
Getting Started
How do I open an account with Optimal MetroHub Bank?
Start the application online, verify your identity, and fund the account. Most straightforward applications are completed the same working day.
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Accounts & Balances
Where do I find my account number, IBAN and SWIFT/BIC?
Sign in and open Accounts. Your account number is shown on each account card; tap an account to reveal the full IBAN, SWIFT/BIC and routing details.
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Online & Mobile Banking
How do I log in to online banking for the first time?
Use the username you created during your application and the password you set. You will be asked to confirm a one-time passcode and set up two-factor authentication.
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Online & Mobile Banking
I forgot my password — how do I reset it?
Use "Forgot password" on the sign-in page. You will verify your identity by one-time passcode, then set a new password of at least 12 characters.
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Payments & Transfers
How do I send a local (domestic) transfer?
Add the beneficiary, enter the amount and reference, then approve with your one-time passcode. Most domestic payments arrive the same working day.
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Payments & Transfers
How do I send an international wire transfer?
Use Transfers → International. You will need the IBAN or account number, SWIFT/BIC, and the beneficiary bank address.
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Browse
Every topic we cover
Getting Started
Opening an account, what we need from you, and how to take your first steps with Optimal MetroHub Bank.
5 answers
Accounts & Balances
Finding your account details, understanding balances, statements, and managing the accounts you already hold.
6 answers
Online & Mobile Banking
Signing in, resetting access, one-time passcodes, trusted devices and everything about using the banking portal.
7 answers
Payments & Transfers
Sending money between your accounts, domestically and internationally — timings, limits, tracking and what to do when a payment goes wrong.
11 answers
Cards
Activating, securing and using your physical and virtual cards, plus what to do when one is lost, declined or misused.
8 answers
Security & Fraud
Two-factor authentication, recognising scams, protecting your devices, and how to report suspicious activity fast.
7 answers
Loans, Mortgages & Credit
Applying for finance, what we need, how long decisions take, and how repayments work.
6 answers
Business & Treasury
Business accounts, signatories, corporate cards, merchant services and treasury management.
6 answers
Fees, Rates & Limits
What things cost, how exchange rates are applied, and where to find the figures that apply to your account.
5 answers
Support & Contact
How to reach a real person, raise a support ticket, and what to expect once you have.
5 answers
Legal, Privacy & Compliance
Identity verification, how we handle your data, account holds, and your regulatory obligations.
5 answers