Designed for Corporate Excellence
Precision banking instruments engineered to accelerate your company's trajectory.
Essential Base
Perfect for early-stage startups needing a robust foundation for operational liquidity.
- Unlimited Digital Payments
- Instant Virtual Cards
- Mobile Treasury App
Growth Scale
Designed for rapidly expanding enterprises requiring advanced capital controls.
- Advanced User Permissions
- Bulk Payables Automation
- API Terminal Access
- Priority Support Lane
Global Entity
Institutional-grade infrastructure for multinational corporations and heavy industry.
- Dedicated CFO Concierge
- Multi-Currency Settlement
- Zero-Limit Treasury
Virtualize Your
Capital Flow.
Our advanced dashboard provides a high-fidelity view of your liquidity. Track trends, forecast cash flows, and identify spending patterns with millisecond precision.
Real-time Sync
100%
Institutional Accuracy
Settlement Speed
Instant
Cross-border Wires
The Vault in
Your Pocket.
Approve wires, deposit checks, and lock cards with a single tap. Our mobile app is engineered for the executive on the move.
Biometric Wall
Instant access with institutional-grade FaceID recognition.
Smart Capture
Deposit corporate checks in seconds using AI-enhanced imaging.
Real-Time Alerts
Instant notifications for every transaction and account activity.
Which plan fits you?
Plans differ by how many people touch the money and how many currencies and entities are involved. Pick on that, not on the feature count.
| Capability | Essential Base | Growth Scale | Global Entity |
|---|---|---|---|
| Monthly fee | None | Monthly fee | Arranged |
| Users | Up to three | Unlimited, permissioned | Unlimited, across entities |
| Approval chains | Single approver | Multi-step, threshold based | Enforced across entities |
| Bulk payables | — | File upload and scheduled runs | File upload and scheduled runs |
| API access | — | Read, initiate, webhooks | Read, initiate, webhooks |
| Currencies | Domestic plus conversion | Domestic plus conversion | Multi-currency balances |
| Cash concentration | — | — | Sweeps and pooling |
| Legal entities | One | One | Many, in a hierarchy |
| Relationship | 24/7 standard queue | Priority support lane | Dedicated CFO concierge |
Have these ready.
Nearly every delayed business application is missing one of the documents below. Gathering them first turns a fortnight into a day.
Company particulars
Certificate of incorporation, constitutional documents and the register of members.
Identity for each person
Photo ID and proof of address for every director and anyone holding a controlling stake.
Ownership structure
Who ultimately owns the company, including any parent or holding entities.
What the business does
A plain description of your trade, your customers and where money comes from.
Signatories and roles
Who may raise, approve and release payments, and any thresholds between them.
How the application runs
Register the company
Legal name, registered address, trading address and what the business does.
Upload the documents
Everything on the left, uploaded rather than posted.
Review by a person
Expect questions about the business model. Same-day answers keep it moving.
Open and configure
Credentials issued, users permissioned, virtual cards live.
Fund and go
First deposit accepted; payments and cards work immediately.
Questions business owners actually ask.
The same answers our support team works from, published rather than kept internal.
How do I open a business account?
Apply online with your registration documents and details for every director and beneficial owner. Approval typically takes two to five working days.
Read answer Business & TreasuryHow do I manage signatories, users and approval rules?
Each signatory gets their own login and permission set. Approval rules can require two or more people to release a payment.
Read answer Business & TreasuryHow do corporate cards and spending controls work?
Issue physical or virtual cards per employee, each with its own limits, permitted categories and real-time reporting.
Read answer Business & TreasuryHow do merchant services and card acceptance work?
Accept card payments in person, online or by payment link, with settlement into your business account and a single reconciliation view.
Read answer Business & TreasuryWhat treasury and liquidity services are available?
Multi-currency accounts, cash-flow visibility, sweeping and pooling, FX management and short-term placement of surplus funds.
Read answer Fees, Rates & LimitsWhere do I find the fees that apply to my account?
Your account's fee schedule is in online banking under Profile → Documents, and every fee is shown on screen before you confirm a transaction.
Read answer
Unrivaled
Security.
Seamless
Connectivity.
Connect Optimal MetroHub Bank to your existing tech stack. We support direct integrations with over 150+ business platforms.
