How do I open an account with Optimal MetroHub Bank?
Start the application online, verify your identity, and fund the account. Most straightforward applications are completed the same working day.
Read the full answerScale your enterprise with the world's most secure corporate card system. Engineered for high-growth teams and global operations.
Essential premium features for everyday excellence.
Optimized for business and travel rewards.
The ultimate symbol of prestige and service.
Stop waiting for monthly statements. See every transaction as it happens, set individual limits for employees, and freeze cards instantly from our centralized cockpit.
Custom Limits
Per user or per merchant.
Auto-Receipt
Snap & match via mobile app.
Watch Dashboard Tour
See how Optimal MetroHub Bank manages $2B+ in monthly volume.
Earn more on every category that matters to your business.
SaaS & Tech
5x
Points per unit
Airfare
4x
Points per unit
Dining
3x
Points per unit
General
2x
Points per unit
Advanced AI monitors transactions in real-time to prevent unauthorized use before it happens.
Comprehensive coverage for flight delays, lost luggage, and emergency medical assistance abroad.
Seamlessly integrate with Apple Pay, Google Pay, and Samsung Pay for secure contactless mobile payments.
Get 24/7 access to our specialist support team no matter where your business travels take you.
Optimal MetroHub Bank cards use military-grade encryption and unique virtual card tokens to keep your main account details hidden from merchants and hackers alike.
15,000+ teams trust our security.
| Feature | Standard | Gold | Elite |
|---|---|---|---|
| Annual Fee | 0 | 199 | 899 |
| Credit Limit | Up to 50k | Up to 250k | Bespoke |
| Virtual Cards | 5 | Unlimited | Unlimited |
| Foreign FX Fee | 1.5% | 0.5% | 0% |
| Airport Lounge | 2 Passes/Year | Unlimited | |
| API Access |
Start the application online, verify your identity, and fund the account. Most straightforward applications are completed the same working day.
Read the full answerWe're here to guide you through every financial milestone.