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real_estate_agent Loans, Mortgages & Credit How do I apply for a loan or credit facility? Choose the product, complete the online application, upload your supporting documents, and track the decision from your dashboard. Read answer arrow_forward real_estate_agent Loans, Mortgages & Credit What documents do I need for a loan application? Proof of identity and address, proof of income, and recent bank statements. Secured lending also needs documents for the asset. Read answer arrow_forward real_estate_agent Loans, Mortgages & Credit How long does a lending decision take? Personal loans are usually decided within one to three working days. Mortgages and secured facilities take longer because of valuation and legal work. Read answer arrow_forward real_estate_agent Loans, Mortgages & Credit How do I check the status of my application? Sign in and open Applications. Each entry shows its current stage, anything outstanding from you, and the full history. Read answer arrow_forward real_estate_agent Loans, Mortgages & Credit How do repayments work, and can I pay off early? Repayments are collected automatically on the agreed date. Overpayments and early settlement are allowed — request a settlement figure first. Read answer arrow_forward real_estate_agent Loans, Mortgages & Credit What does the mortgage process look like end to end? Decision in principle, full application, valuation, formal offer, legal completion. Typically three to six weeks once the application is complete. Read answer arrow_forward