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Liquidity & Reserve Management
Global asset distribution and performance metrics.
Cash Forecasting
AI-driven predictive modeling for 30, 60, and 90-day liquidity requirements across 14 jurisdictions.
85% Accuracy Target Met
Asset Allocation
Dynamic rebalancing between liquid reserves and yield-bearing instruments to maintain a 1:1.2 ratio.
Yield Optimization
Automated sweeping of idle funds into high-performance commercial paper and sovereign debt.
Institutional Risk Mitigation
Our multi-layered approach ensures asset security and operational continuity through rigorous regulatory compliance.
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Hedge Layer Protocols
Automated FX hedging strategies protecting against volatility in G10 currency pairs.
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Multi-Sig Execution
Large transfers require 3-of-5 validation from authorized regional treasury officers.
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Stress Testing
Daily Monte Carlo simulations of extreme market conditions and black swan events.
Unified Global Payments
Connect to SWIFT, SEPA, and regional clearing houses through a single interface. Move capital across borders in seconds, not days.
Instant Settlement
240.5M
Avg Fee
0.0012%
Governance & RBAC
Role-Based Access Control (RBAC) ensures that only authorized personnel can view, initiate, or approve treasury operations.
Manage User PermissionsGroup Treasurer
Full read/write access + approval authority.
Treasury Analyst
Reporting and simulation access only.
Know the cut-off before you promise a date.
A payment instructed after the cut-off settles on the next business day. This is the single most common reason a payment looks late when it is in fact on schedule.
| Rail | Instruct by | Value date | Notes |
|---|---|---|---|
| Internal transfer | Any time | Immediate | Between accounts held with us, including across entities. |
| Local low-value | Mid-afternoon | Same business day | Batched; the last batch of the day is the cut-off. |
| Local high-value | Early afternoon | Same business day | Sent individually, confirmed on settlement. |
| International wire | Late morning | 1 to 3 business days | Intermediary banks may add a day and their own charge. |
| Currency conversion | Market hours | Immediate | Rate and margin shown before you commit. |
| Scheduled payables run | Evening before | On the run date | A reminder is sent before each run closes. |
Indicative. Exact times per currency and rail are published in the terminal and can change on market holidays.
From first call to first sweep.
Treasury services are configured during implementation rather than switched on from a settings page. This is the sequence, and roughly where the time goes.
01
Discovery
Entities, flows, currencies, seasonality, and where cash currently gets stuck. No product proposed yet.
02
Written structure
Account structure, sweep rules, limits and controls, set out so your auditors can read it.
03
Build and test
Accounts opened, rules configured, integrations run against the sandbox, users trained.
04
Go live and review
First sweeps run under supervision, then a standing review of structure and limits.
Questions treasury teams actually ask.
The same answers our support team works from, published rather than kept internal.
What treasury and liquidity services are available?
Multi-currency accounts, cash-flow visibility, sweeping and pooling, FX management and short-term placement of surplus funds.
Read answer Payments & TransfersHow do I send an international wire transfer?
Use Transfers → International. You will need the IBAN or account number, SWIFT/BIC, and the beneficiary bank address.
Read answer Payments & TransfersHow long does a transfer take to arrive?
Internal transfers are instant. Domestic transfers usually settle the same working day. International wires take one to five working days.
Read answer Business & TreasuryHow do I manage signatories, users and approval rules?
Each signatory gets their own login and permission set. Approval rules can require two or more people to release a payment.
Read answer Business & TreasuryWorking capital and equipment finance — which do I need?
Working capital smooths the gap between paying costs and getting paid. Equipment finance funds a specific asset over its useful life.
Read answer Fees, Rates & LimitsWhat does an international wire cost?
A sending fee plus, potentially, correspondent bank charges. Choosing to pay all charges yourself means the beneficiary receives the full amount.
Read answerNeed strategic assistance?
Our concierge desk is available 24/7 for complex liquidity movements and custom advisory services.
Ready to streamline your treasury flow?
Access the Terminal
Build a treasury command center with clarity.
Centralize liquidity, automate reconciliations, and keep every treasury decision aligned with your global strategy.
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Most personal applications are decided the same working day.
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