What documents do I need for a loan application?

Everyone

• Valid photo identification.
• Proof of address dated within the last three months.
• Bank statements covering the last three to six months, if your main account is not with us.

Employed applicants

• Your three most recent payslips.
• An employment contract or letter confirming your position and salary.
• Your most recent tax assessment or annual income statement.

Self-employed and business applicants

• Two years of filed accounts or tax returns.
• Business bank statements for the last six to twelve months.
• Business registration documents and a current ownership structure.
• Management accounts and cash-flow forecasts for larger facilities.

Secured lending

• Mortgage — the sale agreement, property details and a valuation instruction.
• Auto loan — the vehicle invoice or dealer quotation and registration details.
• Equipment finance — the supplier quotation and equipment specification.

Upload everything in one go where you can. Applications assessed with a complete file move considerably faster than those returning for missing pages.