What treasury and liquidity services are available?

Core services

• Multi-currency accounts — hold and settle in several currencies without forced conversion on every transaction.
• Cash-flow visibility — consolidated balances across entities and currencies in one view.
• Sweeping and pooling — move surplus balances automatically to a concentration account, or offset debit and credit balances across accounts.
• FX management — spot conversion and forward contracts to fix a rate for a future obligation.
• Short-term placement — notice and term deposits for surplus funds.

Controls

Treasury operations sit under the same approval framework as ordinary payments: separate initiator and approver roles, thresholds requiring multiple approvals, and a complete audit trail on every instruction.

Getting started

Treasury structures are configured to your business rather than bought off a shelf. Contact us with your currency exposures, entity structure and typical balances, and a treasury specialist will propose a structure. Existing business customers can request this from inside online banking.